For many professionals, their employer-sponsored retirement plan represents the largest investment they hold prior to retirement. Yet these accounts are often managed with limited guidance and minimal integration with broader financial planning.

Private Advisor™ is designed to provide professional portfolio oversight for retirement plan participants who have access to brokerage windows or self-directed accounts within their employer-sponsored plans.

This framework allows retirement plan assets to be managed with the same level of discipline and coordination applied to other portfolio assets.

The Limitations of Traditional Retirement Plan Guidance

Most retirement plans offer only basic guidance.

Participants are typically presented with a limited set of investment options and generalized recommendations that may not reflect their individual financial circumstances, risk capacity, or long-term planning objectives.

As a result, retirement plan investments are often managed separately from the rest of an individual’s financial life.

A More Integrated Approach

Private Advisor™ allows retirement plan assets to be incorporated into a coordinated investment strategy.

Brokerage windows allow participants to move beyond limited plan menus and access a broader universe of investment strategies that can be incorporated into disciplined portfolio management.

By managing retirement plan portfolios within the broader advisory relationship, this framework helps ensure that:

• Investment allocations remain consistent across accounts
• Retirement assets support long-term financial planning
• Portfolio oversight remains disciplined and ongoing

This integrated approach improves clarity, consistency, and alignment with long-term financial objectives.

Who Private Advisor Is Designed For

Private Advisor is particularly well suited for professionals who:

• Are actively contributing to an employer-sponsored retirement plan
• Have access to brokerage windows or self-directed plan options
• Want professional portfolio oversight within their retirement plan
• Want retirement investments coordinated with broader financial planning
• Want access to a broader range of investment strategies beyond limited plan menus

Many healthcare professionals, executives, and other high-earning individuals fall into this category.

How Private Advisor Fits Within Our Advisory Platform

Private Advisor™ operates alongside our broader advisory frameworks:

• Advisor Evolved™ – defines the advisory role within the relationship
• Investing Evolved™ – guides investment strategy selection
• Family Office – coordinates planning, investment decisions, and long-term wealth stewardship

By incorporating retirement plan assets into this coordinated structure, Private Advisor helps ensure that one of the most significant components of a client’s financial life does not remain isolated from professional oversight.

Bringing Retirement Plan Assets Into the Conversation

Retirement accounts often represent years of disciplined savings and long-term planning.

Private Advisor™ ensures these assets are managed with the same structure, discipline, and coordination as the rest of the portfolio.